Major Critical Illness Benefit:

Receive Cash:

if diagnosed with cancer, heart attack, stroke, or terminal illness.

100% of Sum Insured LESS Minor Critical Illness benefit paid (if any), Living benefit paid (if any) and any indebtedness is payable in the event that at least 1 of the insured individuals gets diagnosed with a major critical illness.

Waiting Period:

No benefit is payable if the major critical illness is diagnosed within 60 days after the effective date or reinstatement date, whichever is later.